Additionally, AI is used to better predict a borrower’s probability of default and provide lenders with more accurate credit underwriting. Upstarters enjoy a remote-first work model, but the company offers in-person opportunities in San Mateo, California; Columbus, Ohio; and Austin, Texas. Businesses can use Adyen’s platform to accept payments online and in-person, detect and respond to potential fraud, get insights about customer behavior, issue both physical and virtual payments and more. Spotify, Uber, ebay and Microsoft have been among the brands that have worked with Adyen.
The comparison: Airbase vs Brex vs Stampli Card
With expense management tools, accounts payable automations, and corporate credit cards available, this may be a decent Ramp alternative. Mesh Payments is a flexible spend management platform designed to adapt to distributed teams and complex approval structures. It supports accounting services for startups virtual and physical cards, configurable approval workflows, and automated expense categorisation.
- Center is a corporate card and expense management platform built to streamline reconciliation and accounting integration.
- They serve the estimated 68 million underbanked consumers who do not have a traditional bank account or who rely on alternative financial services.
- Their Fundraising as a Service (FaaS) helps companies raise capital faster by handling investor outreach and meeting schedules.
- The platform enhances visibility and control over financial processes through automation, driving efficiency and cost savings for businesses.
Open Banking & Data Aggregation APIs
- Explore BDO’s 2025 Private Equity Survey for insights on how PE leaders are navigating market volatility, financing deals, and driving portfolio company growth.
- The fintech app company has an office in downtown Austin, blocks away from the Texas State Capitol.
- Larger organizations can access sophisticated financial management and fractional CFO services.
- Founded in 2007, the company was a pioneer in the fintech space, simplifying how individuals find and apply for personal and business loans online.
- These features are designed to provide businesses with a comprehensive financial management solution, enabling smarter spending and improved financial control.
Ramp offers financial tools for businesses from corporate cards to spend management features. Its expense management product automates corporate card spending reconciliation, reimbursements, and policy enforcement. With a free bank account through Relay, businesses gain access to a range of features from accounts payable to expense management. Relay’s receipt management features make managing and categorizing expenses fast and simple. Fireblocks is an enterprise digital asset platform focused on secure custody, transfers, and treasury management for institutions and regulated fintechs. It is widely used for managing private keys and executing transactions across exchanges, custodians, and blockchain networks with strong security controls.
Billing, Invoicing & Revenue Management
Users can create apps for payments, online lending, personal finance management, investment services, and more. Their intelligent dashboards give immediate financial visibility and track expenses. The team handles tax compliance throughout the year for startup founders who feel overwhelmed by financial management. They also provide cash flow modeling tools that help companies evaluate if they can afford new hires before making commitments.
- Entrepreneurs are collaborating with the financial sector steeped in centuries-old traditions, and creating a new way to approach this age old industry.
- According to PitchBook, Airbase was valued at $600 million post-money in 2021 at the peak of the market.
- Certain platforms derive revenue from referral fees, generating income from connecting users to potential additional financial service providers.
- Founded in 2015, Monzo aims to make digital banking more convenient, transparent, and user-friendly.
- Airbase’s program offers 2.25% cash back to your startup when you use credit cards, and 1.75% cash back on debit cards, and these cards are available to all Airbase customers.
- As tech-savvy generations have aged, banking and financial options evolved, too, and once rare perks like mobile banking became standard, forcing brick-and-mortar institutions to become tech-enabled.
OFX is a non-bank international money transfer provider offering competitive exchange rates and personalised service. It supports large-value https://www.theclintoncourier.net/2025/12/19/main-advantages-of-accounting-services-for-startups/ transfers and recurring payments for businesses operating across borders. Unlike purely self-serve platforms, OFX provides dedicated account management, which appeals to companies wanting human support alongside digital tools.
Every business has different needs, but a few features make the biggest difference when it comes to managing spend effectively. If you’re comparing providers, these are the ones worth paying close attention to. Airbase offers customized pricing plans based on the size and specific needs of the organization, requiring users to request a quote for detailed pricing information. Compare features, pricing, and reviews to find the best fit for your business needs. Contrary is registered with the Securities and Exchange Commission as an investment adviser under the Investment Advisers Act of 1940.
Method Financial
Investors and consumers alike can expect fintech solutions to expand access to financial services, increase efficiency, and continue to evolve to meet customer needs. With talented founders identifying gaps in the market and creating innovative products, fintech startups seems poised to keep transforming how we manage our money for the foreseeable future. Brex provides a customer hub to help customers implement their cards and card management software.
Business Model
Vestmark makes software and provides technology services for investment portfolio management. It designs products for broker dealers, asset managers, investment advisors, turnkey asset management programs and banks. Serving more than 72,000 financial advisors and managing combined platform assets of over $1.5 trillion across more than 5 million investor accounts, the platform is well equipped to scale. Financial services firm Clear Street has a proprietary cloud-based trading platform where customers can complete transactions involving U.S. equities and options.